Services

• Setting up accounts to help reduce taxation
• Using powers of attorney to help ensure your accounts can be accessed in case of emergency

• Aligning your financial strategies with your overall life goals to help grow and preserve your wealth
• Utilizing wealth planning software, eMoney®, to model various scenarios and their potential outcomes
• Conducting probability analyses to assess your preparedness for retirement
• Coordinating with your legal and tax professionals to help ensure consistency across your estate, tax, and legacy plans

• Providing strategies for life and long-term care insurance
• Managing liquidity to meet short-term needs
• Prioritizing the safety of principal
• Allocating assets to balance risk and growth opportunities

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

• Developing strategies for IRA and inherited IRA distributions
• Conducting Roth conversion analyses
• Collaborating with your CPA or tax professionals to to help optimize tax planning strategies
• Implementing tax-efficient investment strategies

Wells Fargo Advisors Financial Network does not provide legal or tax advice.

• Designing investment strategies for funding children’s or grandchildren’s educations
• Exploring tax-efficient options such as 529 plans, Education IRAs, and custodial accounts
• Incorporating financial aid and savings strategies where applicable

Wells Fargo Advisors Financial Network does not provide legal or tax advice.

Please consider the investment objectives, risks, charges and expenses carefully before investing in a 529 savings plan. The official statement, which contains this and other information, can be obtained by calling your financial advisor. Read it carefully before you invest.

• Working with your estate planning professionals to design a tailored estate plan
• Guiding clients in preparation for their initial estate planning meetings
• Attending estate planning meetings to advocate for your specific needs
• Structuring your assets to align with your wishes, helping to ensure a smooth transfer of wealth

Wells Fargo Advisors Financial Network does not provide legal or tax advice.

• Implementing tax-efficient donation strategies, including:
  • Qualified Charitable Donations (QCDs)
  • Donor-Advised Funds
  • Private Foundations

Donations are irrevocable charitable gifts. The sponsoring organizations maintaining the fund have ultimate control over how the assets in the fund accounts are invested and distributed. Donor Advised Funds donors do not receive investment returns. The amount ultimately available to the Donor to make grant recommendations may be more or less than the Donor contributions to the Donor Advised Fund. While annual giving is encouraged, the Donor Advised Fund should be viewed as a long-term philanthropic program. Tax benefits depend upon your individual circumstances. You should consult your Tax Advisor. While the operations of the Donor Advised Fund and Pooled Income Funds are regulated by the Internal Revenue Service, they are not guaranteed or insured by the United States or any of its agencies or instrumentalities. Contributions are not insured by the FDIC and are not deposits or other obligations of, or guaranteed by, any depository institution. Donor Advised Funds are not registered under federal securities laws, pursuant to exemptions for charitable organizations.

• Providing options designed to help ensure your cash is a productive asset
• Offering liquid alternatives to cash, including Institutional Money Market Funds, CDs, Treasuries, and other liquid deposits